Vision

Eligibility

Coverage for all full-time employees (working 30 hours or more per week) who purchase vision insurance begins on the first day of the month following your date of hire. If you start on the first day of the month, your coverage is effective immediately.

What is covered

Vision Plan Features
Benefit In-Network Out-of-Network
Exam – Once every 12 months $10 Copay Reimbursement up to 45%
Materials $25 Copay N/A
Lenses – Once every 12 months
Single Vision Covered in full after Materials Copay Reimbursement up to $30
Bifocal Covered in full after Materials Copay Reimbursement up to $50
Trifocal Covered in full after Materials Copay Reimbursement up to $65
Frames and Contacts
Frames – Once every 24 months $130 allowance Reimbursement up to $70
Elective Contact Lenses – Once every 12 months (in lieu of glasses) $130 allowance Reimbursement up to $105

*Dependents covered up to age 26

Additional Non-Insurance Benefits through a VSP Network provider

Exam Services

  • Routine retinal screening available after a fee of no more than $39.

Frames

  • 20% off any amount above the retail allowance.
  • Members who select a Featured Frame Brand, including bebe, Calvin Klein, Cole Haan, Dragon®, Flexon®, Longchamp, Nike and more, will receive an extra $20 towards their frame allowance. Featured Frame Brand subject to change.

 

Lens Enhancements

  • Premium or custom lens enhancements may also be available at an additional cost.

Additional Pair of Glasses

  • Within 12 months of exam: 20% off unlimited additional pairs of prescription glasses and/or nonprescription sunglasses from any VSP doctor.

 

Elective Contact lenses

  • Member receives 15% off of contact lens exam services.

VSP Laser VisionCareSM Program

  • Discounts average 15-20% off or 5% off a promotional offer for laser surgery, including PRK, Custom PRK, LASIK, and Custom LASIK.
  • Discounts are only available from VSP contracted facilities. Also, custom LASIK coverage only available using wavefront technology, other LASIK procedures may be performed at an additional cost to the member.

* Plan year begins in January

Companion Life guarantees service from VSP doctors only. In the event of a conflict between this information and your organization’s contract with VSP, the terms of the contract will prevail.

Note: This is a convenient summary.  The actual contract provisions prevail.  Please read your booklet carefully.

2025 Cost of Benefit

Employees may purchase vision coverage through Vision Service Plan.

Benefit Employee Cost Employee
+ 1
Employee
+ Family
Vision Insurance
(Bi-weekly)
$2.69 $4.90 $7.61

Continuing coverage

2025 COBRA Cost

You may continue coverage for you and your legal dependents at your own expense.  Certain conditions apply.  You will be provided with the proper forms, information, and costs upon leaving your employment with EDENS.

Benefit Employee Cost Employee
+ 1
Employee
+ Family
Vision Insurance
(Monthly)
$5.94 $10.83 $16.81

Preferred providers

With Companion Life’s Vision Service Plan, you can choose from network providers and retail chain providers. If you would like to identify a network provider, access your account, or register for an account at https://www.vsp.com/ or contact VSP at (800) 877-7195.

Other Resources

Vision Booklet

Wrap Summary Plan Description

Companion Life Vision Plan Policy No. 907-14-S7074

Monday – Friday 5 am – 7 pm Pacific Time


Note: The simplified benefit summaries contained herein are designed to be concise, simplified highlights of each benefit plan. As such, they are not comprehensive or authoritative. For complete details, please refer to the applicable benefit plan booklet provided by the insurer or your employer. In matters of tax or legal interpretation, seek the services of a qualified professional.