Dental Benefits

Eligibility

Coverage for all full-time employees (working 30 hours or more per week) who purchase dental insurance begins on the first day of the month following your date of hire.  If you start on the first day of the month, your coverage is effective immediately.  There are no waiting periods for any level of service, preventive, basic, major, or orthodontia.

What is covered

In-Network Out-of-Network
Calendar Year Deductible $50 Per Individual /$ 150 Per Family $50 Per Individual /$ 150 Per Family
Preventive Services 100% 100%
Basic Services 80% 80%
Major Services 50% 50%
Calendar Year Max $1,500 per person
Orthodontics(lifetime max) $1,500 (Children under age 19)
  • Dependents covered to age 26

Preventive Services (Type I)

  • Oral examinations (evaluations), twice per benefit period.
  • Dental prophylaxis (cleaning, scaling, and polishing including periodontal maintenance visits), twice in any benefit period.
  • Bitewing x-rays, once per benefit period.
  • Full mouth x-rays, once in any 36 consecutive months.
  • Space maintainers to age 19.
  • Topical fluoride application for a dependent child under age 19, once per benefit period.

Basic Services (Type II) – Deductible applies

  • Anterior/Posterior composite Fillings.
  • Simple and surgical extractions.
  • Endodontics: root canal filling and pulpal therapy (therapy for the soft tissue of a tooth).
  • Periodontal maintenance, non-surgical and surgical periodontics (treatment for diseases of the gums and bone supporting the teeth).
  • Anesthesia

Major Services (Type III) – Deductible applies

  • Oral Surgery (except for extractions under coverage Type II).
  • Prosthesis: bridges and dentures, once in 10 years.
  • Crowns, inlays and onlays when required for restorative purposes, once in 5 years.

Orthodontic Services (D)

  • Treatment for correction of malposed teeth to establish proper occlusion through movement of teeth or their maintenance in position.
  • Orthodontic treatment applies to dependent children under the age of 19.

Please note that this benefit summary is not a guarantee of coverage.  Please consult your Summary Plan Description for coverage levels as well as limitation and exclusions.

*Note: Composites not covered on molar teeth; alternative allowance

2026 Dental Cost of Benefit

Benefit Employee Cost Employee+ Family
Employee Pays(Bi-Weekly) $3.00 $38.32
Flexible Spending Plan may save you tax dollars. These amounts will be deducted from your base pay before tax, saving you tax dollars. You may elect, however, to have the amount deducted after tax.

Maximum benefit

There is a yearly $1,500 maximum benefit for dental procedures and a lifetime $1,500 maximum benefit for orthodontia.

Finding Network Dentist
You can check to see if your Dentist is In-Network with Companion Life at this LINK.

Continuing coverage

You may continue coverage for you and your legal dependents at your own expense.  Certain conditions apply.  You will be provided with the proper forms, information, and costs upon leaving your employment with EDENS.

2026 COBRA Cost

Benefit Employee Cost Employee+ Family
COBRA Dental Costs (Monthly) $33.16 $111.21

Other Resources

Online Forms

Companion Contact:
1.877.676.5789
companionservice@companionlife.net

 


Note: The simplified benefit summaries contained herein are designed to be concise, simplified highlights of each benefit plan.  As such, they are not comprehensive or authoritative.  For complete details, please refer to the applicable benefit plan booklet provided by the insurer or your employer. In matters of tax or legal interpretation, seek the services of a qualified professional.